I am totally not serious with that title…I was just in a good mood when I thought of it.
These are some rules I try to apply to my life…..and I just wanted to share them.
1. I buy from my neighbor because my neighbor buys from me. Or shop local.
It’s not all about the money. When we shop locally we create activity, we move inventory from the shelves and we keep revenue circuiting in our community. Let’s not forget that the taxes stay local too. Those tax dollars go to build roads, parks, and our community.
2. Use cash over ATM cards. I am a small business owner myself and I am aware of the fees to the business owner associated with using an ATM or credit card. That being said, I want my neighbor to have the 3% not the credit card company. If the local business is doing it correctly, they are not charging you a fee to run that card. They have added that cost into the product. Actually, when I first signed up for my merchant services, I agreed that I would not add a fee for credit card transactions, which forced me to mark everything up the transaction cost. Knowing that, if I have the cash in my pocket, I use the cash over the card, at least that way the local business owner can get a few extra points.
That’s it for now……just some thoughts.